Are you looking for a financial institution that can give you a run for your cash? Don’t think ‘big banks’ right away. Often, it’s these types of banks that give you a headache and make you turn to an online therapist for help. Yes, the big banks may have powerful visibility in your area, but the local banks are popular for offering competitive rates on your deposits and loans. They’re even well-known for providing high-quality customer service compared to the national banks. However, the former may have certain limitations that perhaps you can (or cannot) do away with.